Interdisciplinary Social Studies
Vol. 4 No. 2 (2025): Regular Issue: January-March 2025

Determinants of banking health in ASEAN on dividend policy

Hartas, M. Arief Nur Wibowo (Unknown)
Andriana, Isni (Unknown)
Malinda, Shelfi (Unknown)
Widiyanti, Marlina (Unknown)



Article Info

Publish Date
13 Jan 2025

Abstract

This study was conducted to determine the effect of capital adequacy ratio (CAR), product asset quality (KAP), return on assets (ROA), net profit margin (NPM), financing to deposit ratio (FDR), and their impact on dividend payout ratio (DPR). This study contributes to the understanding of financial performance and dividend policies in the banking sector by examining the relationships between key financial metrics. The results show that the CAR has a positive and significant effect on dividend policies for banking companies in ASEAN. The quality of product assets has an important effect on the dividend policy of property, real estate, and building construction companies listed on the Indonesia Stock Exchange. The FDR is a negative and insignificant factor that affects dividend policies. The findings can inform banking institutions in formulating strategies to optimize their financial performance while maintaining an attractive dividend policy. This study provides valuable insights for stakeholders, including investors, management, and policymakers, on how financial health and operational efficiency can affect shareholder returns.

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Journal Info

Abbrev

iss

Publisher

Subject

Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences

Description

nterdisciplinary Social Studies (ISS) is an interdisciplinary publication of social studies and writing which publishes papers to international audiences of social researchers. ISS aims to provide a forum for scholarly understanding of social studies and plays an important role in promoting the ...