Asian Journal of Management Analytics
Vol. 4 No. 1 (2025): January 2025

Determinants of Payment Method Selection in E-commerce: An Empirical Analysis of Cash on Delivery (COD) Recipients at PT Pos Indonesia

Dwi Hadi Surya (Unknown)
Nasution, Muhammad Dharma Tuah Putra (Unknown)



Article Info

Publish Date
31 Jan 2025

Abstract

This study investigates the factors influencing customers' decision to choose Cash on Delivery (COD) as a payment method in e-commerce transactions. Perceived Convenience, Prior Experience, and Perceived Security were identified as key factors shaping customers' preferences. The objective was to analyze the relationship between these factors and the likelihood of choosing COD. A quantitative approach using a survey methodology was employed, with a sample of 153 customers from PT. POS Indonesia. The findings reveal that Perceived Convenience significantly drives customers' decisions to select COD due to its ease and flexibility. Prior Experience also plays a crucial role, as positive past interactions build trust and reduce perceived risks, encouraging repeated use of COD. Additionally, Perceived Security emerged as a significant factor, with customers perceiving COD as a safer payment option, particularly for those concerned about online fraud.

Copyrights © 2025






Journal Info

Abbrev

ajma

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

The Asian Journal of Management Analytics (AJMA) is a journal focused on the theory and application of data analytics and its applications in contemporary business, economics, and management disciplines. These disciplines include accounting, finance, management, marketing, economics ...