Management Studies and Business Journal
Vol. 2 No. 1 (2025): Management Studies and Business Journal (PRODUCTIVITY)

FINANCIAL LITERACY EDUCATION A KEY TO COMBATING HOUSEHOLD DEBT

Zega, Neill Ayu Moralina (Unknown)
Octafian, Ray (Unknown)

Article Info

Publish Date
17 Jan 2025

Abstract

Increasing household debt is a significant global problem, with financial literacy education often proposed as a key solution. This research aims to analyze the influence of socio-economic factors on the effectiveness of financial literacy education in reducing household debt, using a systematic literature review approach to 50 indexed articles. The main findings show that income, education level, employment status, and geographic location significantly influence the success of financial literacy in shaping debt management behavior. The implications of this research provide insight for policy makers and educational institutions to develop financial literacy programs that are more inclusive and responsive to community needs.

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Journal Info
Management Studies and Business Journal
Website

Abbrev

productivity

Publisher

PT Penelitian dan Pengembangan Ilmu

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Management Studies and Business Journal (PRODUCTIVITY) reviewed covers theoretical and applied research in the field of Management and Business. Priority is given to those articles which satisfy the main scope of the journal, and have an impact in the research areas of interest. PRODUCTIVITY Journal ...