Accounting Studies and Tax Journal
Vol. 2 No. 1 (2025): Accounting Studies and Tax Journal (COUNT)

E-WALLET UTILIZATION ON INDIVIDUAL USERS: IMPACT ON SOCIAL, ENVIRONMENTAL, AND PSYCHOLOGICAL FACTORS(Study on MSMEs in Palu City)

Sadam, Saddam Fatur Rahman (Unknown)
Zahra, Femilia (Unknown)
Abdullah, Muhammad Ikbal (Unknown)
Karim, Fikry (Unknown)

Article Info

Publish Date
29 Jan 2025

Abstract

The goal of this study is to examine how individual users' use of e-wallets affects three key aspects of MSMEs in Palu City: social, environmental, and psychological. This study assesses the primary factors influencing technology adoption—performance expectations, effort, social influence, and supportive conditions—using the UTAUT model. The results of a quantitative study using a survey with 397 participants indicated that these three factors were significantly impacted by the use of e-wallets. These findings demonstrate how technology innovation can improve financial inclusion, lessen its negative effects on the environment, and give MSME participants convenience and security.

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Journal Info
Accounting Studies and Tax Journal
Website

Abbrev

count

Publisher

PT Penelitian dan Pengembangan Ilmu

Subject

Economics, Econometrics & Finance

Description

Accounting Studies and Tax Journal (COUNT) is reviewed covers theoretical and applied research in the field of Accounting and Tax. As an information and communication media for practitioners, researchers and academics who are interested in the field of Accounting (Finance, Bussiness, Auditing and ...