International Journal of Global Operations Research
Vol. 6 No. 1 (2025): International Journal of Global Operations Research (IJGOR)

Comparative Analysis of Pension Funds with Single Interest Model and Compound Interest Model

Septiandari, Thariza Haifa (Unknown)
Akbar, Muhammad Rizky Umaran (Unknown)

Article Info

Publish Date
02 Mar 2025

Abstract

This study aims to provide a basic analysis of pension fund calculation using a simple interest model. In this study, we assume a fixed contribution invested at a fixed interest rate during the retirement period of the retiree. Using the basic formula of simple interest accumulation, we calculate the final amount available at retirement. The results show that even with low interest rates, wealth accumulation can increase significantly with long-term planning. This study is expected to provide readers with an initial understanding of the importance of pension fund planning.

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Journal Info
International Journal of Global Operations Research
Website

Abbrev

ijgor

Publisher

Indonesian Operations Research Association

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Mathematics

Description

International Journal of Global Operations Research (IJGOR) is published 4 times a year and is the flagship journal of the Indonesian Operational Research Association (IORA). It is the aim of IJGOR to present papers which cover the theory, practice, history or methodology of OR. However, since OR is ...