Journal of Regional Economics Indonesia
Vol. 6 No. 1 (2025): FEBRUARI 2025

Analyzing the Impact of Macroeconomic Conditions on Third-Party Funds at Bank BCA: A Comprehensive Empirical Study

Sari, Sherly (Unknown)
Fisabilillah, Ladi Wajuba Perdini (Unknown)



Article Info

Publish Date
18 Feb 2025

Abstract

This study aims to investigate the impact of macroeconomic conditions on third-party funds at Bank BCA. The independent variables analyzed include inflation, the US Dollar exchange rate, and interest rates, while the dependent variable is the third-party funds from 2016 to 2021. Employing multiple linear regression analysis through EViews 9, the findings reveal that the independent variables collectively exert a significant influence on third-party funds at Bank BCA. Specifically, inflation demonstrates a negative correlation with third-party funds, indicating that rising inflation adversely affects deposit levels. Conversely, the US Dollar exchange rate shows a positive relationship, suggesting that a stronger dollar enhances third-party fund accumulation. Additionally, interest rates negatively impact third-party funds, highlighting the sensitivity of depositors to changes in interest rates. These results underscore the importance of macroeconomic stability in fostering a conducive environment for bank deposits, particularly in the context of Bank BCA.

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Journal Info

Abbrev

jrei

Publisher

Subject

Economics, Econometrics & Finance

Description

The Journal of Regional Economics Indonesia welcomes studies on the themes of development economics, especially those concerning four main issues, namely: (i) regional finance; (ii) banking; (iii) human resources; and (iv) regional / spatial economics. These four issues are obtained through ...