Banking in carrying out its main function as a financial intermediary institution must be able to describe a good profitability ratio in order to create safe banking conditions. The main function of a bank can run smoothly if banking profitability is good. Several factors that can affect bank profitability are capital adequacy, third party funds and liquidity. This research was conducted using a descriptive qualitative method with secondary data sources obtained from the Company's Annual Report. The research sample was 47 banking companies listed on the IDX in 2023. The results of the study stated that capital adequacy affects profitability, third party funds do not affect profitability, capital adequacy affects liquidity, third party funds do not affect liquidity, liquidity affects profitability, liquidity is able to mediate the effect of capital adequacy on profitability and liquidity is unable to mediate the effect of third party funds on profitability. The results of this study are expected to be a reference for further research that discusses the theme of banking with the same variables.Keywords: Capital Adequacy, Third Party Funds, Profitability, Liquidity
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