JAKBS
Vol. 2 No. 4 (2025): Januari - Maret

Capital Accessibility and Financial Inclusion in Elevating MSMEs Financial Performance

Dewi, Nur Fitri (Unknown)



Article Info

Publish Date
26 Feb 2025

Abstract

As MSMEs in Indonesia continue to evolve, their development faces various challenges, particularly regarding the improvement and long-term maintenance of their financial performance. This problem is caused by the many capital challenges faced and the lack of financial inclusion in MSMEs. This study aimed to determine the impact of capital accessibility and financial inclusion on the financial performance of MSMEs in Sukarami District, Palembang City. The study's population consisted of MSMEs in Sukarami District, Palembang City, with data collected through a questionnaire distributed to 100 MSME respondents in the area. The gathered data were analyzed using SPSS 27.00, employing Multiple Linear Regression Analysis, t-tests, and F-tests. The results revealed that capital accessibility and financial inclusion partially have a significant positive effect on the financial performance of MSMEs in Sukarami District. Furthermore, capital accessibility and financial inclusion simultaneously also have a positive effect on the financial performance of MSMEs in Sukarami District. These findings provide valuable insights for MSMEs, offering input and considerations to enhance their financial performance, particularly in Sukarami, Palembang.

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Journal Info

Abbrev

jakbs

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Akuntansi Keuangan dan Bisnis (JAKBS), with registered number ISSN 2987-9078 (Online) is a multidisciplinary scientific journal published by CV. ITTC INDONESIA. JAKB provides a specialized forum for the publication of research in the area of financial economics and the theory of the firm, ...