Proceeding ISETH (International Summit on Science, Technology, and Humanity)
2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)

The Influence of Interest in Becoming Baitul Maal Wat Tamwil Customers, Analysis of Extended Theory of Planned Behavior With Islamic Financial Literacy

Nuri, Nova Puspita (Unknown)



Article Info

Publish Date
30 Jan 2024

Abstract

This research aims to explore influence attitude (ATT), norm subjective (SN), and control perceived behavior (PBC) towards interest or an individual's intention (INT) to be Baitul Maal wat Tamwil (BMT) customers based on the Theory of Planned Behavior (TPB). Analysis method use Smart PLS 3 aplication involving 416 respondents. Research result show that attitude (ATT) is influential positive to interest become BMT customers (T-statistics=4.490, p = 0.000). Subjective norms (SN) also have impact positive to interest (T-statistics = 1.713, p = 0.087), as well as control perceived behavior (PBC) (T-statistics=2.296, p=0.022). Next, the findings show that influence attitude (ATT) towards intention (INT) is bigger than influence norm subjective (SN) and control perceived behavior (PBC). Interaction between attitudes and norms subjective (IFL*SN) and interaction between attitude and control perceived behavior (IFL*PBC) also has impact significant to interest (T-statistics=1.706, p=0.089; T-statistics=1.768, p=0.078). However, interaction between attitude and control perceived behavior (IFL*ATT) does not influential significant to interest. This research provides valuable insight for BMT and parties related in devise strategies to improve interest public become BMT customers, especially by paying attention formation attitude positive and improving control perceived behavior.

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Journal Info

Abbrev

iseth

Publisher

Subject

Computer Science & IT Engineering Medicine & Pharmacology Social Sciences Other

Description

The International Summit on Science, Technology and Humanity (ISETH) is organised by Universitas Muhammadiyah Surakarta. This summit aims to provide a platform for researchers and academics to share their research findings with others and meet lecturers and researchers from other institutions and to ...