Journal of Business Issues
Vol. 2 No. 2 (2023): Journal of Business Issues

THE EFFECT OF CREDIT RISK AND CAPITAL ADEQUACY ON PROFITABILITY WITH LIQUIDITY RISK AS A MEDIATION VARIABLE AT BANK WOORI SAUDARA

W. Katili, Sitti Nadiah (Unknown)
Ali, Muhammad (Unknown)
Fauzi R. Rahim (Unknown)



Article Info

Publish Date
30 Jun 2023

Abstract

This study aims to analyze the effect of credit risk and capital adequacy on profitability with liquidity risk as a mediating variable at Bank Woori Saudara. This study takes from the annual financial report at Bank Woori Saudara. To carry out the objectives of this study, an analysis technique using path analysis is used. The results of the analysis prove that the effect of credit risk on liquidity risk is significant with a negative relationship direction at Bank Woori Saudara. Capital adequacy Ratio does not have a significant effect on credit risk at Bank Woori Saudara. Credit risk, capital adequacy and liquidity risk do not have a significant effect on profitability at Bank Woori Saudara. While the mediating effect of liquidity risk is unable to mediate the relationship between credit risk and capital adequacy on profitability.

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Journal Info

Abbrev

jbi

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Journal of Business Issues (JBI) is a peer-reviewed journal with the focus on research articles and case studies in all academic fields of business discipline. The scope of the journal covers the broad range of areas related to business studies including interdisciplinary topics and newly developing ...