Jurnal Ekonomi, Manajemen, Akuntansi
Vol. 4 No. 1: November 2024

Pengaruh Financial Technology (Fintech) Dan Literasi Keuangan Terhadap Kinerja Perusahaan Pada PT. Bank Rakyat Indonesia (Persero) Tbk Cabang Kota Bandar Lampung

Raditya Purnamasari (Universitas Mitra Indonesia)
Yulistina Yulistina (Universitas Mitra Indonesia)
Maria Septijantini Alie (Universitas Mitra Indonesia)



Article Info

Publish Date
31 Oct 2024

Abstract

The development of Financial Technology (FinTech) has changed the global banking and financial landscape and influenced company performance, as seen in PT. Bank Rakyat Indonesia (Persero) Tbk Bandar Lampung City Branch. This research uses a quantitative approach to explore the impact of FinTech and Financial Literacy on company performance. Data was collected from 1 branch with 165 employees selected by purposive sampling in February 2024. The results show a positive and significant simultaneous influence between FinTech and Financial Literacy on company performance. The F test shows an Fcount value of 128.595, exceeding the Ftable value of 3.05, and a significance of 0.00 < 0.05, so the alternative hypothesis is accepted. Partial analysis shows FinTech's t count of 5.530 and Financial Literacy's 7.920, both exceeding the t table of 1.974, with a significance value of 0.00 < 0.05, so the alternative hypothesis is accepted. This means that increasing both FinTech and Financial Literacy has a positive impact on company performance. Keywords : FinTech, Financial Literacy, Company Performance, Bank Rakyat Indonesia (BRI).

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Journal Info

Abbrev

EKOMA

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi merupakan jurnal yang diterbitkan oleh CV ULIL ALBAB CORP. EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi menerbitkan artikel hasil penelitian dan kajian literatur dari bidang ekonomi, manajemen, akuntansi baik dari perspektif konvensional dan/atau Islam ...