El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam

Analisis Aplikasi Digital dalam Optimalisasi Laporan Keuangan UMKM

Tasya Patmawati (Politeknik Piksi Ganesha Bandung)
Karyadi (Politeknik Piksi Ganesha Bandung)



Article Info

Publish Date
04 Apr 2025

Abstract

One of the drivers of the Indonesian economy is micro, small and medium enterprises (MSMEs). Business actors are increasingly developing in all things, especially finance, along with advances in time and technology. Good financial recording is the most important part of a business. If the business owner has neat and correct financial resources, then he will have no difficulty applying for capital or credit to the bank. An analysis has been carried out on the use of digital applications to improve MSME financial reporting in accordance with technological developments. This research was conducted with direct insight, aiming to find out the best way to manage the finances of small and medium MSME businesses so that they can produce neat financial reports. MSMEs are advised to have non-cash payment tools such as EDC & Qris machines to make it easier and keep up with technological developments, with non-cash payments it can make it easier to make financial reports.

Copyrights © 2025






Journal Info

Abbrev

elmal

Publisher

Subject

Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat ...