Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Vol 10 No 1 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial

Analisis Penerapan Central Bank Digital Currency Dalam Ekonomi Syariah: Perspektif Hukum Dan Keuangan Islam

Zuchroh, Imama (Unknown)



Article Info

Publish Date
30 Mar 2025

Abstract

The development of digital financial technology has encouraged various central banks in the world to develop Central Bank Digital Currency (CBDC). This study examines the implementation of CBDC from the perspective of sharia economics with a focus on Islamic legal and financial aspects. An analysis was carried out on the conformity of CBDC characteristics with sharia principles, such as the prohibition of riba, gharar, and maysir, as well as their potential impact on the Islamic financial system. The methodology used is literature research with a qualitative descriptive approach, analyzing various literature and documents related to CBDC and sharia economic law. The results of the study show that the implementation of CBDC can be in line with sharia principles if it is designed by paying attention to several critical aspects: the use of transparent technology, a usury-free transaction mechanism, and governance that is in accordance with sharia maqashid. The study also identifies the potential of CBDCs in improving the efficiency of the Islamic financial system, expanding financial inclusion, and strengthening the supervision of financial transactions.

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Journal Info

Abbrev

dialektika

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Dialektika adalah jurnal ilmiah yang diterbitkan oleh Fakultas Ekonomi dan Ilmu Sosial Universitas Islam Raden Rahmat Malang. Jurnal ini memiliki spesifikasi sebagai media untuk mengkomunikasikan hasil-hasil penelitian dan pemikiran konseptual yang berkaitan dengan bidang Ekonomi dan Ilmu Sosial. ...