Journal of Islamic Economics and Business Studies (JIEBS)
Vol. 1 No. 1 (2023): June

Analysis of Factors Affecting Profitability in Indonesian Sharia Commercial Banks in 2016 -2020

HAIRIZA SATIA HAIRIZA (SUNAN KALIJAGA STATE ISLAMIC UNIVERSITY, YOGYAKARTA)



Article Info

Publish Date
29 May 2023

Abstract

The purpose of this study is to examine the effect of Capital Adequacy Ratio (CAR), Non-Performing Finance (NPF), Operating Costs to Operating Income (BOPO), and Return On Assets (ROA) in Islamic Commercial Banks in Indonesia in 2016 -2020. This research uses 13 companies registered with the Financial Services Authority (OJK) from 2016 -2020. Data were processed using Eviews 10. The results of this study show that partial Capital Adequacy Ratio (CAR) has no positive effect on Return On Assets (ROA), Non-Performing Finance (NPF) has no positive impact on Return On Assets (ROA), Operational Costs on Operating Income (BOPO) has a positive effect on Return On Assets (ROA), and Finance to Deposit Ratio (FDR) has no positive impact on Return On Assets (ROA). And simultaneously, Capital Adequacy Ratio (CAR), Non-Performing Finance (NPF), Operating Expenses to Operating Income (BOPO), and Finance to Deposit Ratio (FDR) all have a positive effect on Return on Assets (ROA).

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Journal Info

Abbrev

JIEBS

Publisher

Subject

Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

The Journal of Islamic Economics and Business Studies (JIEBS) is open access, peer-reviewed journal whose objective is to publish original research papers related to Islamic Economics and Business issues. The studies highlight economic and business issues like conventional economic and business ...