Aktiva: Journal Of Accountancy and Management
Vol. 3 No. 1 (2025): Aktiva: Journal Of Accountancy and Management

Financial Status and Literacy, and Retirement Preparedness of Generation X Government Employees

Abad, Leorena Kyla L. (Unknown)
Angelito, Lady Angelique L. (Unknown)
Arceno, Mae D. (Unknown)
Sumicad Jr, Eligen H (Unknown)



Article Info

Publish Date
23 Mar 2025

Abstract

Purpose: To investigate the relationship between financial literacy and retirement preparedness of Generation X government employees.Design/methodology/approach: This study employed a quantitative research design. Specifically, the descriptive-correlational design uses survey data. This allows the exploration of associations between variables without manipulation, offering insights into how these variables interrelate and influence retirement preparedness. A survey was conducted using a questionnaire administered via printed forms.Research Findings: Generation X government employees have high financial literacy but varying levels of retirement preparedness. A significant positive correlation exists between financial literacy and retirement preparedness.Contribution/Originality/Novelty: The study fills the gap in the literature by focusing on a specific demographic, the Generation X government employees in the Philippines. Tujuan Penelitian: Untuk menyelidiki hubungan antara literasi keuangan dan kesiapan pensiun pegawai pemerintah generasi X.Desain / metodologi / pendekatan: Penelitian ini menggunakan desain penelitian kuantitatif, khususnya desain deskriptif-korelasional, dengan menggunakan data survei. Pendekatan ini memungkinkan eksplorasi hubungan antar variabel tanpa manipulasi, sehingga memberikan wawasan tentang bagaimana variabel-variabel ini saling berhubungan dan memengaruhi kesiapan pensiun. Survei dilakukan dengan menggunakan kuesioner yang disebarkan dalam bentuk cetak.Temuan Penelitian: Pegawai pemerintah Generasi X memiliki literasi keuangan yang tinggi tetapi tingkat kesiapan pensiun mereka bervariasi. Ada korelasi positif yang signifikan antara literasi keuangan dan kesiapan pensiun.Kontribusi / Orisinalitas / Kebaruan: Penelitian ini mengisi kesenjangan dalam literatur dengan berfokus pada demografi tertentu, pegawai pemerintah Generasi X di Filipina.

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Journal Info

Abbrev

aktiva

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

AKTIVA: Journal Of Accountancy and Management is an open access journal as a place for academics, researchers, practitioners, regulators and others, both nationally or internationally, to publish their scientific articles. The results of the studies are related to the fields of accounting and ...