<![CDATA[Cooperative as an institution in which people who have relatively homogeneous interests, gather to improve their welfare. In the implementation of its activities, the cooperative is based on the values and principles that characterize it as an economic institution loaded with the value of business ethics. This type of research by using the type of normative legal research is by approaching legislation that examines the applicable legislation and conceptual approach, namely reviewing the materials of literature in the form of theories, the opinions of legal experts, and others Which is related to the problem. Legal requirement of credit agreement of savings and loan at KoperasiSimpanPinjamPrajaKarya Bhakti CangguBadung Village must and must comply with subjective requirement and objective requirement which have been arranged in article 1320 Civil Code, that is the parties agreed to make cooperative credit agreement, and the parties competent in terms of law , As well as the object of cooperative credit agreement must be clear (there are certain things), and kosher causa. If any of the subjective conditions are not met, then the credit agreement may be canceled by the parties, and if any of the objective conditions are not met then the credit agreement is null and void. The settlement of disputes in the event of default in the Canggu Bad JasaPinjamPrajaKarya Bhakti DesaCangguBadung is attempted by outside court (Non Litigation) through arbitration, by arbitration agreement and if the method outside court can not be settled by deliberation, Dispute by way of the general court (Litigation). Keywords: Credit Implementation, Savings and Loans.]]>
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