The Es Accounting and Finance
Vol. 3 No. 02 (2025): The Es Accounting And Finance (ESAF)

Financial Inclusion through Digital Services: A Bibliometric Analysis of Global Banking Perspectives

Judijanto, Loso (Unknown)



Article Info

Publish Date
30 Mar 2025

Abstract

This study conducts a bibliometric analysis to examine the evolution and intellectual structure of research on financial inclusion through digital services within the global banking sector. Utilizing data sourced exclusively from Scopus and analyzed through VOSviewer, the study maps the thematic landscapes and collaboration networks in the literature from 2000 to 2024. Key findings indicate a strong emphasis on technological innovations such as mobile banking, digital payments, and blockchain, which are central to discussions on enhancing financial access. The research highlights significant contributions from diverse geographical regions, with a notable predominance of work from China and the United States. Temporal trends reveal an increasing integration of financial inclusion initiatives with broader economic and sustainable development goals. The study underscores the transformative potential of digital financial services and suggests strategic directions for future research. Limitations include the focus on English-language publications and the quantitative nature of bibliometric analysis. This research contributes to the understanding of how digital innovations are reshaping financial inclusion, offering insights that can guide policy and practice in creating more inclusive financial systems.

Copyrights © 2025






Journal Info

Abbrev

esaf

Publisher

Subject

Economics, Econometrics & Finance

Description

ESAF - The Es Accounting and Finance is a peer-reviewed journal and open access three times a year (March, July and November) published by Eastasouth Institute. ESAF aims to publish articles in the field of Financial Accounting, Managerial Accounting, Public Sector Accounting, Auditing and Forensic ...