Pengaruh Literasi Keuangan, Sikap Keuangan dan Self-Efficacy terhadap Pengelolaan Keuangan Ibu Rumah Tangga

Novia Ayu Pradinaningsih (Fakultas Ekonomi dan Bisnis Universitas Islam Negeri Maulana Malik Ibrahim, Indonesia)
Novi Lailiyul Wafiroh (Fakultas Ekonomi dan Bisnis Universitas Islam Negeri Maulana Malik Ibrahim, Indonesia)

E-JURNAL AKUNTANSI
Vol 32 No 6 (2022)

This research is aims to determinate the effect of financial literacy and financial attitudes on homemakers financial management with self-efficacy as moderating variabel. The approach method in this reseach is the quantitative approach using the WarpPLS 7.0 analysis program. Methods of data collection using a questionnaire. The sample of this research is 148 houswives in Perumahan Green Bangil. The study result shows that financial literacy, financial attitudes, and self-efficacy have a significant effect on financial management of homemakers, financial literacy and financial attitudes do not affect effect on the financial management of homemakers moderated by self-efficacy. Keywords: Financial Literacy; Financial Attitudes; Financial Management of Homemakers; Self-Efficacy.