<![CDATA[In this digital era, the competitiveness of small banks has decreased, and many bank consolidation phenomena have occurred. This study aims to examine the effect of bank soundness and efficiency on profitability in the face of competition and the current bank consolidation or merger phenomenon. Determination of variables refers to Bank Indonesia standards in measuring bank performance using the RGEC method approach consisting of the ratio of LDR, NIM, BOPO, NPL, CAR, and prime lending rate (SBDK), while bank profitability is represented by ROA. The research object is the bank category BUKU 1 - 4 which is supervised by OJK and listed as issuers on the Indonesia Stock Exchange during 2014 - 2017. The sampling technique used is purposive sampling so that from 102 banks 34 banks were obtained which were used as research objects. The data analysis technique used is multiple regression analysis and Anova comparison test. Based on the results of data testing, it is known that simultaneously and partially the ratios of LDR, NIM, BOPO, NPL, CAR, and SBDK have an effect on ROA. In comparison to the average BOPO, prime lending rate, and ROA variables, there are significant differences with bank categorization BUKU 1-4.]]>
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