Perkembangan Manajemen Keuangan Syariah: Tren dan Prospek Masa Depan

Julia Alfianti (Politeknik Negeri Lhokseumawe)
Yeni Irawan (Politeknik Negeri Lhokseumawe)
Anhar Firdaus (Politeknik Negeri Lhokseumawe)
Mariana Mariana (Politeknik Negeri Lhokseumawe)
Diana Diana (Politeknik Negeri Lhokseumawe)
Dwi Meilvinasvita (Politeknik Negeri Lhokseumawe)

Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol. 7 No. 6 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

This study aims to analyze trends, challenges, and opportunities in Islamic financial management, focusing on technological innovation and regulation. The research employs a Systematic Literature Review (SLR) method, reviewing literature from various academic databases to identify recent developments in Islamic finance. The findings indicate that the growth of Islamic fintech, digitalization, and the adoption of technologies such as blockchain and AI have accelerated the transformation of this industry. However, challenges remain, including unstandardized regulations, low financial literacy, and limited access to Islamic financial services. Therefore, strengthening regulations, enhancing financial literacy, and optimizing digital technology are key factors in driving the sustainable growth of Islamic finance. With the right approach, Islamic finance has the potential to become an integral part of the global financial system.