Journal of Islamic Law and Legal Studies
Vol 1 No 1 (2024): Journal of Islamic Law and Legal Studies

Resolving Disputes Regarding Trust Financing in Islamic Rural Banks, West Java

Ahmad Maulidizen (Universitas Ary Ginanjar. Indonesia)



Article Info

Publish Date
30 Mar 2024

Abstract

One form of Islamic banking financing is mudarabah, which is a profit and loss sharing contract between an Islamic bank and a mudarib. This type of contract requires a mutually open attitude between both parties to the advantages and disadvantages of the project undertaken. Therefore, banks should implement a system of monitoring and assessment of project criteria well to avoid risks that may cause bank losses as sahib al-mal. This research uses a mixed method of research, with data collection methods as interviews, questionnaire, observation and document analysis. Which is then analyzed qualitatively by analysis from interviews and observations. For quantitative analysis, factor analysis, regression and Analysis of Variance (ANOVA) are conducted. The results of this research are the criteria of projects that need to be supervised by Islamic banking, which are Project Profiles, Payment Guarantee, Project Management, and Prospect project. If the assessment of project criteria is tightened and implemented correctly, mudarabah financing issues can be reduced and resolved.

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Journal Info

Abbrev

ShariaLex

Publisher

Subject

Religion Law, Crime, Criminology & Criminal Justice

Description

Journal of Islamic Law and Legal Studies is a scholarly publication dedicated to exploring the intricacies of Islamic law within contemporary legal contexts. The journal serves as a platform for researchers, scholars, and practitioners to delve into various aspects of Shariah, offering critical ...