Journal of Ekonomics, Finance, and Management Studies
Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam

Faktor-faktor yang Mempengaruhi Kepuasan Pengguna Mobile Banking: Studi Empiris pada Nasabah BCA di Sumatera Barat

Stefanie Renata Maharani (Unknown)
Asniati Bahari (Unknown)



Article Info

Publish Date
13 Jun 2025

Abstract

The purpose of this study is to present empirical data regarding the impact of system quality, information quality, service quality, and system security on user satisfaction among West Sumatera BCA mobile banking customers. Data for this study were obtained through an online survey completed by 235 participants. The analysis indicates that both system quality and information quality significantly and positively influence user satisfaction. Conversely, service quality and system security do not demonstrate a notable effect. These insights are valuable for service providers, emphasizing the importance of enhancing system functionality, ensuring the accuracy of information, improving service delivery, and strengthening system security to better align with user expectations. Additionally, mobile banking users are encouraged to take these four elements into account when choosing a digital banking platform to ensure a more efficient and satisfying experience.

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Journal Info

Abbrev

elmal

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat ...