Journal Islamic Business and Entrepreneurship / JIBE
Vol 4 No 1 (2025): Journal of Islamic Business and Entrepreneurship (JIBE)

Strategi Pemasaran Produk Deposito pada BPRS Bumi Rinjani Kepanjen

Arinie Salsabiela Sufi (Unknown)
M. MANAN, YULIYANTI (Unknown)



Article Info

Publish Date
29 Apr 2025

Abstract

This study examines the marketing strategies employed for the iB BSR deposit product at BPRS Bumi Rinjani Kepanjen, amid intense competition from other financial institutions. Adopting a qualitative descriptive approach, data were collected through interviews, observations, and literature reviews. The findings reveal that the marketing strategy encompasses an inclusive target market determination, the application of the 4P marketing mix (product, price, place, promotion), and promotional efforts via social media, official websites, and direct services. The iB BSR deposit, grounded in a mudharabah mutlaqah contract, offers competitive profit-sharing ratios (31%-34%), flexible tenors (1, 3, 6, and 12 months), and security guaranteed by the Deposit Insurance Corporation (LPS). Supporting factors include customer trust and digital accessibility, while challenges involve limited customer education and competition from conventional banks. These findings are expected to enhance customer acquisition and strengthen BPRS Bumi Rinjani Kepanjen’s position in the Islamic banking market

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Journal Info

Abbrev

jibe

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal Islamic Business and Entrepreneurship (JIBE) / Jurnal Bisnis Islam dan Kewirausahaan diterbitkan oleh Fakultas Ekonomi dan Bisnis Unversitas Islam Raden Rahmat - JIBE, secara berkala dua kali dalam setahun di periode April dan Oktober. Jurnal JIBE bertujuan untuk menyebar luaskan hasil ...