Bisnis Net : Jurnal Ekonomi dan Bisnis
Vol 8, No 1: JUNI 2025

ANALISIS EMPIRIS HUBUNGAN LEMBAGA KEUANGAN SYARIAH DAN KEMISKINAN DI INDONESIA: STUDI PADA PERBANKAN SYARIAH, SAHAM SYARIAH, DAN ASURANSI SYARIAH

Al Badri, Ziddan Muhammad (Unknown)



Article Info

Publish Date
21 May 2025

Abstract

This study examines the impact of Islamic financial institutions on poverty in Indonesia, focusing on the roles of Islamic banks, Islamic shares, and Islamic insurance. Utilizing secondary time-series data from 2014 to 2023 obtained from the Financial Services Authority, this research employs the Ordinary Least Squares (OLS) method with multiple linear regression analysis. The findings reveal that Islamic banks do not have a significant effect on poverty reduction, suggesting potential limitations in financial accessibility for low-income groups. In contrast, Islamic shares and Islamic insurance demonstrate a significant negative effect on poverty, indicating that capital market investment and financial protection mechanisms contribute to poverty alleviation. These results provide insights into the differential roles of Islamic financial sectors in economic development and highlight the need for inclusive financial policies to enhance the impact of Islamic banking on poverty reduction.

Copyrights © 2025






Journal Info

Abbrev

bisnet

Publisher

Subject

Economics, Econometrics & Finance

Description

Bisnisnet adalah Jurnal Ekonomi dan Bisnis yang ditertbitkan dan dikelola oleh Fakultas Ekonomi dan Bisnis Universitas Dharmawangsa (FEB UNDHAR). Jurnal ini diharapakan dapat menjadi alat informasi dan sosialisasi mengenai hasil-hasil penelitian yang mempunyai relevansi dengan : Manajemen Pemasaran ...