Studia Economica: Jurnal Ekonomi Islam
STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 11 | No. 1 | 2025

Parmalim Religious Community's Interest in Sharia Bank: Parmalim Religious Community's Understanding of Interest

Busyro, Wahyi (Universitas Muhammadiyah Riau)
Yuniarti, Loura (universitas muhammadiyah riau)



Article Info

Publish Date
02 Jun 2025

Abstract

Indonesia has diverse cultures and religions. Religious diversity officially recognized by the government is Islam, Protestant Christianity, Catholicism, Buddhism, Hinduism, and Confucianism. Interest, which is compensation, is offered by the bank. This ban on bank interest practices is not only prohibited by Islam, but also by other religions. Teach Parmalim religion that doing ipubbaani or making money or goods is considered illegal or forbidden. This research aims to examine how Parmalim religious people understand bank interest and interest in Sharia banks. This research methodology is quantitative which has a population of 150 family heads (KK) located in the city of Pekanbaru. The sample used by 83 respondents using Isaac and Michael's sample formula. This data analysis uses a simple linear regression analysis conducted with the SPSS version 24 application. This research uses understanding as variable X and interest as variable Y The findings of this study show that Parmalim's understanding of variable interest has a significant and positive effect on their interest in Sharia banking. This is demonstrated by a count value (2.319) exceeding the t table (1.990) and a significant value less than 0.05. The results of the R Square test were obtained by a determination coefficient of R2 of 0.62, which showed that the understanding of the interest of Parmalim religious people had an effect of 6.2% on the interest of variable Sharia banking

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Journal Info

Abbrev

studiaeconomica

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Aims and Scope Aims STUDIA ECONOMICA is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. Scope The scope of STUDIA ECONOMICA are but strictly limited to: islamic ...