MANAJEMEN
Vol. 5 No. 1 (2025): MEI : MANAJEMEN (Jurnal Ilmiah Manajemen dan Kewirausahaan)

ANALISA KUALITAS LAYANAN DAN DAMPAKNYA TERHADAP KEPUASAN DEBITUR KPR SALES CENTER MEDAN PT. BANK TABUNGAN NEGARA (Persero) Tbk

Ahmad Alam Faizal Hasibuan (Unknown)



Article Info

Publish Date
16 May 2025

Abstract

This study aims to analyze the effect of Service Quality on Debtor Satisfaction (Customer Satisfaction) in financial institutions specially in KPR Sales Center Medan, PT Bank Tabungan Negara (Persero) Tbk. The Service Quality variable is measured through dimensions such as reliability, responsiveness, and empathy, while Debtor Satisfaction is measured based on the debtor's perception of the service provided. The method used is simple linear regression to analyze the relationship between the two variables. The results of the study indicate that service quality has a positive and significant effect on debtor satisfaction, with a regression coefficient of 1.044, which means that every one unit increase in service quality will increase debtor satisfaction by 1.044 units. The t-test shows a t-value of 34.936, which is greater than table 2.034, with a significance level of 0.000. In addition, the results of the determination coefficient (R²) test show that 97.3% of the variation in changes in debtor satisfaction can be explained by service quality. This study concludes that service quality is the main factor influencing debtor satisfaction, so financial institutions need to continue to improve their service quality.

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Journal Info

Abbrev

IMK

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Other

Description

MANAJEMEN : Jurnal Ilmiah Manajemen dan Kewirausahaan diterbitkan dua kali setahun, pada bulan Mei dan Oktober oleh LPPM Politeknik Pratama . Jurnal Manajemen bertujuan untuk: 1. Mempromosikan hasil penelitian terbaru tentang Manajemen dan atau Kewirausahaan. 2. Publikasikan hanya hasil penelitian ...