Analisis Pengaruh Sistem Pembayaran Non Tunai Terhadap Pertumbuhan Ekonomi Indonesia Periode Tahun 2013-2023

Fina Kartika Sari
Ghofur, Muhammad Abdul

Eksis: Jurnal Riset Ekonomi dan Bisnis
Vol. 19 No. 2 (2025): October (2024) - April (2025)

This study focuses on analyzing the effect of the use of non-cash payment systems on Indonesia's economic growth. The data used in this study are secondary data in the form of quarterly time series with the period 2013-2023. The method used is quantitative with data collection techniques through literature study and multiple linear regression analysis techniques with Ordinary Least Square (OLS). The results showed that non-cash transactions using credit cards, debit cards/ATMs, and m-banking had a positive and significant effect on economic growth. The effect is shown partially and simultaneously.