Journal of Artificial Intelligence and Digital Business
Vol. 4 No. 1 (2025): Februari - April

Financial Health Analysis of Sharia National Pension Savings Bank (Bank BTPN Sharia) in terms of Capital Factor (CAR), Financing (FDR), Profitability (ROA, ROE, NPM & BOPO) and Financing Risk (NPF)

Balele, Bintang (Unknown)
Pasryb, A. Syahida Ulhaq (Unknown)



Article Info

Publish Date
30 Apr 2025

Abstract

The study aims to analyze financial health of Sharia National Pension Savings Bank (Bank BTPN Sharia) in terms of Capital Factor (CAR), Financing (FDR), Profitability (ROA, ROE, NPM & BOPO) and Financing Risk (NPF). The study applied quantitative descriptive method. The data obtain from the period between 2015 and 2019. The criteria used to assess the soundness level of a bank in this study were based on Bank Indonesia circular letter No. 13/24 / DPNP 2011. The result in this research indicates that Sharia National Pension Savings Bank (Bank BTPN Sharia) in terms of Capital Factor (CAR), Financing (FDR), Profitability (ROA, ROE, NPM & BOPO) and Financing Risk (NPF) are in good health.

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Journal Info

Abbrev

RIGGS

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering

Description

Journal of Artificial Intelligence and Digital Business (RIGGS) is published by the Department of Digital Business, Universitas Pahlawan Tuanku Tambusai in helping academics, researchers, and practitioners to disseminate their research results. RIGGS is a blind peer-reviewed journal dedicated to ...