IIJSE
Vol 8 No 1 (2025): Sharia Economics

The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya

Alma Cynthia (Universitas Pembangunan Nasional "Veteran" Jawa Timur, Surabaya, Indonesia)
Muslimin Muslimin (Universitas Pembangunan Nasional "Veteran" Jawa Timur, Surabaya, Indonesia)

Article Info

Publish Date
25 Jul 2025

Abstract

This study aims to identify the factors influencing the performance of MSMEs in Tenggilis Mejoyo District, Surabaya. Digital payment, financial literacy, and financial management serve as the independent variables in this research. A quantitative approach is employed, focusing on MSMEs located in Tenggilis Mejoyo District, Surabaya. The incidental sampling method was used to collect a sample of 94 respondents. Smart-PLS 4.0 was utilized to analyze SEM-PLS data. The results indicate that digital payment has no significant effect on MSME performance. Meanwhile, financial literacy and financial management significantly influence MSME performance.

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Journal Info
IIJSE
Website

Abbrev

iijse

Publisher

Universitas KH. Abdul Chalim

Subject

Economics, Econometrics & Finance

Description

The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local ...