Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak
Vol. 9 No. 2 (2025): July 2025

The Influence of Islamic Financial Literacy on Sharia Digital Finance for Consumers at Pegadaian Syariah Gorontalo

Cahyati, Cici (Unknown)
Niswatin, Niswatin (Unknown)
Hiola, Yustina (Unknown)



Article Info

Publish Date
12 Jul 2025

Abstract

Indonesia, as a nation characterized by a Muslim-majority population, plays an important contribution to the advancement of Islamic finance, especially in line with digitalization advancements. This condition has driven the growth of various sharia-based digital businesses, including online platforms and fintech that implement sharia-compliant transaction principles. Islamic financial literacy describes a person's knowledge and comprehension of financial products and services that comply with Islamic principles, as well as their capacity to differentiate between conventional and Islamic banking systems. A prevailing issue is that sharia financial literacy remains low, despite showing annual growth. This research seeks to analyze the impact of Islamic financial literacy on digital sharia finance services at Pegadaian Syariah Gorontalo. The research applies A quantitative method utilizing purposive sampling technique method, involving 94 respondents. A simple linear regression method was employed to analyze the data through SPSS version 30. The findings show that Islamic financial literacy has a significant impact influences digital sharia finance.

Copyrights © 2025






Journal Info

Abbrev

asset

Publisher

Subject

Economics, Econometrics & Finance

Description

Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak published twice a year in January and July, published by the Department of Accounting, Institut Teknologi dan Bisnis Widya Gama Lumajang since January 2017. Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak intended as a forum for ...