Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital
Vol. 2 No. 3 (2025): Agustus : Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital

Pengaruh Perubahan Harga Emas dan Promosi terhadap Minat Nasabah Cicil Emas PT Bank Syariah Indonesia

Abizar Markin (Unknown)
Afrizawati Afrizawati (Unknown)
Agung Anggoro Seto (Unknown)



Article Info

Publish Date
20 Aug 2025

Abstract

This study analyzed the influence of gold price fluctuations and promotional on customer interest in the Gold Installment product at PT Bank Syariah Indonesia Tbk, Palembang Simpang Patal Sub-Branch. A quantitative approach was employed with 100 respondents, determined using the Slovin formula and an incidental sampling technique. Data were collected through questionnaires and interviews, then processed using SPSS 26 through validity tests, reliability tests, classical assumption tests, multiple linear regression, t-tests, F-tests, and the coefficient of determination. The findings indicated that both partially and simultaneously, gold price fluctuations and promotions had a significant effect on customer interest, contributing 14.8 percent, while the remaining 85.2 percent was influenced by other factors outside the model. Promotion was identified as the dominant variable, implying that effective promotional strategies were key to increasing public interest in Sharia-based investments, particularly in the gold installment.

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Journal Info

Abbrev

JIMaKeBiDi

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

Description

Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital (JIMaKeBiDi) memuat topik berkaitan dengan segala aspek manajemennamun tidak terbatas pada topik berikut: Manajemen Sumber Daya Manusia, Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sektor Publik, Manajemen Operasi, Manajemen Rantai ...