Economics and Digital Business Review
Vol. 7 No. 1 (2025): Agustus - Januari

Risiko Keuangan: Bagaimana Pengaruhnya Terhadap ROA?

Lelo, Reinildis Krisonia (Unknown)
Man, Stanis (Unknown)
Lejap, Hedwigh Hendrikus Temai (Unknown)



Article Info

Publish Date
18 Aug 2025

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh risiko pasar terhadap kinerja keuangan pada PT. Bank Central Asia, Tbk. periode 2014-2023. Jenis data dalam penelitian ini adalah data sekunder, yang diambil dari laporan keuangan PT. BCA, Tbk. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis statistik deskriptif dan analisis statistik inferensial. Hasil analisis data menggunakan IBM SPSS versi 27 diperoleh kesimpulan bahwa risiko pasar secara parsial tidak berpengaruh signifikan terhadap kinerja keuangan. Sedangkan risiko kredit, risiko likuiditas, dan risiko operasional secara parsial berpengaruh signifikan terhadap kinerja keuangan pada PT.BCA, Tbk. The purpose of this study is to determine the effect of market risk on financial performance at PT. Bank Central Asia, Tbk. for the period 2014-2023. The type of data in this study is secondary data, taken from the financial statements of PT. BCA, Tbk. The data analysis techniques used in this study are descriptive statistical analysis and inferential statistical analysis. The results of data analysis using IBM SPSS version 27 concluded that market risk partially has no significant effect on financial performance. While credit risk, liquidity risk, and operational risk partially have a significant effect on financial performance at PT. BCA, Tbk.

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Journal Info

Abbrev

ecotal

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Economics and Digital Business Review, is published by STIE Amkop Makassar in 2020, with registered number ISSN : 2774-2563 (Online), is a peer-reviewed journal published Economics and Digital Business Review published two times a year (January & July) by STIE Amkop Makassar, It provides an academic ...