Equalegum International Law Journal
Volume 3, Issue 2, 2025

INVESTIGATION OF THE MURABAHAH FINANCING AGREEMENT FOR FORCE MAJEURE DEBTORS

Mayangsari, Erika (Unknown)
Rini, Wavia Silvi Dhesinta (Unknown)



Article Info

Publish Date
12 Aug 2025

Abstract

Background. Islamic banking in Indonesia is a manifestation of the fulfillment of the expectations of people who need an alternative banking system and also meet the principles of Sharia. This research examines the handling of murabahah financing due to debtors experiencing force majeure in Islamic banks, in accordance with applicable legal corridors. Research method. There is a type of research that is included in the type of normative research. The approach used is the legislative approach, the conceptual approach, and the comparative approach. Findings. The handling of problematic murabahah funding resulting from a force majeure event on the part of the customer has two handling efforts, namely rescue efforts and efforts to resolve problematic murabahah financing. The obstacles in handling problematic murabaha financing caused by force majeure are both external consumer variables and internal bank factors. Conclusion. It is reasonable to assume that Islamic banks will maximize risk management and the concept of prudence in their business operations to reduce the impact of the existence of problematic murabaha financing brought on by force majeure.

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Journal Info

Abbrev

equalegum

Publisher

Subject

Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

Description

EQUALEGUM International Law Journal uses open access policy and EQUALEGUM International Law Journal is a peer-reviewed journal with the scope of law sciences, such as law, economic law, business law, trading law, and development of law. The list of article types and their respective formats are ...