Journal of the Community Development in Asia
Vol 8, No 3 (2025): September 2025

Touching the Future: Drivers of E-Wallet Adoption in Malaysia

Ibrahim, Haslindar (Unknown)
Kuek, Thiam Yong (Unknown)
Kumar, Owenish A/L Shashi (Unknown)
Ong, Zi Jin (Unknown)
Ooi, Zhi Ling (Unknown)
Peh, Jia Xuan (Unknown)
Yhee Ho, Penny Shuen (Unknown)
Ali, A. J. (Unknown)
Kee, Daisy Mui Hung (Unknown)



Article Info

Publish Date
20 Sep 2025

Abstract

Touch ‘n Go is a Malaysian digital wallet app that offers secure, convenient and cashless transactions for users. It allows people to make payments through their smartphones anywhere in the country, including retail stores, restaurants and transportation hubs. Thus, this paper aims to study the factors that affect the adoption of e-wallets in Malaysia. In our research, a survey will be conducted using Google Forms for data collection. We have sent a survey to our target respondents, people who are using Touch ‘n Go e-Wallet. Our research aims to find out whether perceived convenience, perceived security, consumer attitudes and social influence will affect the intention of consumers to use Touch ‘n Go e-Wallet. Our findings show that perceived convenience and customer attitudes have a significant positive impact on the adoption of e-wallets while perceived security and social influence play a minimal role only. These findings highlight the importance of usability, user experience and trust-building strategies. Thus, Touch ‘n Go Sdn Bhd may improve the adoption of e-wallets among Malaysians in the future by focusing on these aspects.

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Journal Info

Abbrev

JCDA

Publisher

Subject

Humanities

Description

JCDA aims to feature narrative, theoretical, and empirically-based research articles. The journal also accepts articles with data taken from reflections as well as experiences (qualitative research) relevant to community development in Asia. As it explores the community development broadly, the ...