Bulletin of Islamic Economics
Vol. 4 No. 1 (2025)

Analysis Of The Efficiency Of Sharia-Based Banks On Customer Interest In Indonesian

Safi’atus Sholikhah (Unknown)
Putri Ayu Andesia (Unknown)
Zufaruddin Zaidan (Unknown)
Maida Nurul Adila (Unknown)

Article Info

Publish Date
11 Sep 2025

Abstract

This study analyzes the operational efficiency of Islamic banks in Indonesia using the Data Envelopment Analysis (DEA) method with an input-oriented approach. DEA is applied to evaluated how Islamic banks optimally utilize their resources in producing outputs. The input variables used include operating costs, total assets, and total labor, while the outputs include third-party funds (DPK), financing disbursed, and net income. The results show that there are variations in efficiency among banks, where some banks have achieved optimal efficiency, while others need improvement in resource management. This research provides strategic insights to improve the efficiency of Islamic banks at the regional level.

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Journal Info
Bulletin of Islamic Economics
Website

Abbrev

bie

Publisher

Universitas Islam Negeri Sunan Kalijaga Yogyakarta

Subject

Economics, Econometrics & Finance

Description

Bulletin of Islamic Economics (BIE) is designed to provide a forum for researchers or academicians and also practitioners who are interested in knowledge and in discussing ideas, issues, and challenges in the field of Islamic economics. BIE aims to provide fast access to high-quality papers and a ...