JEBD
Vol. 3 No. 1 (2025): Juli - September

Pengaruh Debt To Asset Ratio (DAR) Dan Debt To Equity Ratio (DER) Terhadap Return On Assets (ROA) Pada Bank Panin TBK PERIODE 2013–2023

Angela Anugrah (Unknown)
Dwi Maharani Putri (Unknown)
Suparjono (Unknown)

Article Info

Publish Date
06 Jul 2025

Abstract

This study aims to analyze the impact of Debt to Asset Ratio (DAR) and Debt to Equity Ratio (DER) on Return on Assets (ROA) at Bank Panin Tbk for the period 2013–2023. The research method employed is quantitative with both descriptive and verificative approaches. Data were obtained from the annual financial statements of Bank Panin and analyzed using multiple linear regression. The results indicate that DAR has a significant negative effect on ROA, while DER does not have a significant impact. Simultaneously, DAR and DER significantly influence ROA. These findings imply that effective management of debt structure can enhance the financial performance of Bank Panin.

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Journal Info
JEBD
Website

Abbrev

jebd

Publisher

CV ITTC Indonesia

Subject

Economics, Econometrics & Finance Engineering

Description

Jurnal Ekonomi dan Bisnis Digital (JEBD) E-ISSN : 3025-6429 is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Economic, finance, management, information technology and related fields. JEBD provides an outlet for the ...