This research examines the impact of service quality and trust on customer loyalty at BMT NU Cabang Mayang Jember. The study aims to identify significant relationships between these variables. A quantitative approach was used, employing questionnaires distributed to 100 respondents selected through purposive sampling. The findings indicate that service quality has a significant positive effect on customer loyalty, while trust does not significantly influence loyalty on its own. The combined effect of both variables shows a substantial impact on customer loyalty. This study contributes to understanding how service quality and trust can enhance customer loyalty in microfinance institutions.
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