Klabat Accounting Review
Vol. 6 No. 2 (2025): Klabat Accounting Review

Analyzing Bankruptcy Risk and Economic Correlation in a Re-gional Bank: A Study on Bank Nagari

Muhendra, Rifki (Unknown)



Article Info

Publish Date
29 Sep 2025

Abstract

Bankruptcy can cause uncertainty in financial markets and weaken the confidence of economic actors which leads to a slowdown in economic growth. The purpose of this study is to determine the health of regional banking through analysis and in-depth study in the late COVID-19 pandemic and early New Normal periods. The object of research is Bank Nagari. The research method used is a descriptive method sourced from public financial data. The results of this analysis show that Bank Nagari is in a state of bankruptcy. However, Bank Nagari remains in growth and shows an increase in operating profit. The correlation between bankruptcy value and GRDP was also further analyzed. The results show a value of 0.156 which means that the two variables do not have a significant relationship with each other in the period used. Bankruptcy can be one of the components that can affect the economic growth and stability of a country. Therefore, effective banking supervision and management is essential to maintain banking sector stability and promote healthy economic growth.

Copyrights © 2025






Journal Info

Abbrev

kar

Publisher

Subject

Economics, Econometrics & Finance

Description

The journal publishes research from various topics in accounting and finance, including but is not limited to the following topics: • Financial Accounting • Public Sector Accounting • Management Accounting • Islamic Accounting and Financial Management • Auditing • Corporate Governance ...