Media Bina Ilmiah
Vol. 20 No. 2: September 2025

STRUKTUR KEPEMILIKAN DAN PENGAMBILAN RISIKO BANK

Rahmat Setiawan (Unknown)
Windy Priga Oktini (Unknown)
Abdul Malik Akmal (Unknown)



Article Info

Publish Date
03 Sep 2025

Abstract

The purpose of this research is to examine the influence of ownership structure on bank risk-taking in the Indonesian banking industry. This study uses a multiple linear regression model with data from 2012 to 2016. The independent variables are bank ownership (private and government) and ownership concentration (concentrated and non-concentrated). The dependent variable is bank risk-taking measured by credit risk (NPL) and insolvency risk (1/ZSCORE). The results show that bank ownership has a significant negative effect on risk-taking, while ownership concentration has a significant positive effect

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Journal Info

Abbrev

MBI

Publisher

Subject

Humanities Social Sciences Other

Description

Media Bina Ilmiah, ISSN 1978-3787 (print) | 2615-3505 (online), diterbitkan 12 (Dua Belas) nomor dalam setahun (Januari-Desember) oleh BINA PATRIA. Jurnal ini merupakan sarana komunikasi dan penyebarluasan informasi hasil-hasil penelitian dan pengembangan, kajian serta pemikiran dalam bidang ...