SAINSTECH: Jurnal Penelitian dan Pengkajian Sains dan Teknologi
Vol. 35 No. 3 (2025): Sainstech : Jurnal Penelitian dan Pengkajian Sains dan Teknologi

Sinergi AI dan Automatisasi CRM untuk Mencegah Churn Nasabah pada Bank Konvensional

Handijono, Ardijan (Unknown)
Suhaunan, Zaldi (Unknown)



Article Info

Publish Date
23 Sep 2025

Abstract

In the banking industry, where aggressive competition from digital banks poses a growing threat, customer retention is no longer just a business strategy -it's a prerequisite for long-term profitability. This study unveils a revolutionary approach to mitigate customer churn through the synergy of AI-based churn prediction and CRM automation. By analyzing historical transaction data from Bank XYZ, we developed a machine learning model that not only accurately identifies high-risk customers but also automatically triggers personalized retention interventions. Through a rigorous A/B test experiment, we proved that this proactive approach results in a phenomenal reduction in churn rates. The study's findings show a proactive intervention success rate of 73.68%, a figure that significantly surpasses conventional retention methods. This finding not only solidifies the vital role of AI in business decision-making but also paves a new path for the banking industry to build efficient, proactive, and sustainable retention strategies in the digital era. Keywords: Customer Churn, Machine Learning, Customer Retention, CRM Automation

Copyrights © 2025






Journal Info

Abbrev

sainstech

Publisher

Subject

Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Electrical & Electronics Engineering Engineering Mechanical Engineering

Description

SAINSTECH adalah jurnal ilmiah multidisiplin diterbitkan oleh Institut Sains dan Teknologi nasional Jakarta yang dikelola oleh Lembaga Penelitian dan Pengabdian pada Masyarakat Sainstech menerbitkan artikel yang berasal dari internal Institut dan menerima naskah secara Nasional. Bidang yang ...