Journal of Islamic Economic Laws
Vol 4, No 1: January 2021

Analysis of Customer’s Decision to Choose Sharia Banking in Surakarta

Sudarwati, B (Unknown)
Yani, Burhanuddin Ahmad (Unknown)



Article Info

Publish Date
01 Jan 2021

Abstract

This study aims at determining the influence of the profit-sharing system, security of funds, facilities and services toward Customer’s decision to choose sharia banking in Surakarta. The research employs a method survey; it analyzes the Customer’s decision to choose sharia banking. The researcher collects the data from the respondents through a questionnaire. The sample is taken by purposive random sampling. 100 customers come from 10 sharia banking in Surakarta. To test the hypothesis, the researcher uses multiple regression analysis, t-test, F test, and determinant coefficient by using SPSS. The finding of the research is that there is significant influence among variable profit-sharing system (X1), the security of funds (X2), facilities (X3), and service (X4) toward Customer’s decision to choose sharia banking (Y). However, there is one significant influence. It is a profit-sharing system toward Customer’s decision to choose sharia banking. The four variables; profit-sharing system, the security of funds, facilities, and services toward Customer’s decision to choose sharia banking is 46.50%. At the same time, the rest is about 53.50 %, derived from another variable which is out of research.

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Journal Info

Abbrev

jisel

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Journal of Islamic Economic Laws (JISEL) is published by the Department of Islamic Economic Laws, Faculty of Islamic Studies, Universitas Muhammadiyah Surakarta. The journal provides a platform for scholarly research that bridges theoretical perspectives and practical developments in the field of ...