Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Vol. 9 No. 02 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam

THE INFLUENCE OF RELIGIOSITY AND BELIEF ON INTEREST IN PAYING NON-CASH ZAKAT THROUGH THE DIGITAL ISLAMIC BANKING SYSTEM: A Study on Muslim Millennials in Bandar Lampung

Putri, Aprila Sari Ardini (Unknown)
Purnamasari, Femei (Unknown)
Nurmalia, Gustika (Unknown)



Article Info

Publish Date
04 Oct 2025

Abstract

This study aims to analyze the influence of religiosity and trust on the interest in paying non-cash zakat through the digital Islamic banking system among the Muslim millennial generation in Bandar Lampung City. The background of the study is based on the rapid development of digital technology and the increasing trend of donations through digital channels, especially during and after the COVID-19 pandemic. In this context, religiosity and trust are assumed to be two main factors influencing an individual's decision to distribute non-cash zakat. This study uses a quantitative approach with a survey method through a questionnaire distributed to 96 respondents. Data analysis was conducted using multiple linear regression to test the relationship between the independent variables (religiosity and trust) and the dependent variable (interest in paying non-cash zakat). The results show that religiosity has no significant effect, while trust has a positive and significant influence on the interest in paying non-cash zakat through the digital Islamic banking platform. These findings provide important implications for zakat management institutions and Islamic financial institutions in developing more effective zakat digitalization strategies that are in line with the characteristics of the millennial generation.

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Journal Info

Abbrev

ad

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews. The spread of Islamic Economics include: 1. Islamic Finance and Capital Market 2. ...