Journal of Islamic Economics, Banking, and Social Finance
Vol 1, No 1 (2025): Journal of Islamic Economics, Banking, and Social Finance

Studi Minat Masyarakat terhadap Bank Syariah dan Bank Konvensional di Kampung Sumadra

Agustiana, Rian (Unknown)
Effendi, Pranoto (Unknown)
Setiawan, Azis Budi (Unknown)



Article Info

Publish Date
04 Jun 2025

Abstract

This research aims to analyze the comparison of public interest in Sharia Banks and Conventional Banks in Sumadra Village, Garut Regency, using qualitative methods through interviews with twelve respondents. The analysis results show that the main factors in bank selection involve business needs, income level, and ease of access. Conventional banking practices that are sustainable in the local environment are the main selection factor. Ease of use of banking services, especially transfers and savings and loans, is also a key consideration. Although awareness about Islamic banking exists, not all respondents seek further information about Islamic banking services. However, the majority showed positive interest in Islamic banking, with a desire to use such services if they were more accessible. The obstacles faced by Islamic banks are limitations and lack of service networks. Therefore, it is recommended that Islamic banks consider expanding service networks and improving marketing strategies.

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Journal Info

Abbrev

jiebsf

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

The Journal of Islamic Economics, Banking, and Social Finance (JIEBSF) is an academic journal focusing on Islamic economics, Islamic banking, and social finance. It serves as a platform for scholars, practitioners, and policymakers to present research and in-depth analysis of Shariah-based economic ...