Managament Insight: Jurnal Ilmiah Manajemen
Vol 20 No 2 (2025): Managament Insight: Jurnal Ilmiah Manajemen

PERLUASAN MODEL PENERIMAAN TEKNOLOGI MENGGUNAKAN VARIABEL MINDFULNESS: STUDI KASUS ADOPSI E-WALLET DI KOTA BENGKULU

Purbondaru, Sekar Ayu (Unknown)



Article Info

Publish Date
15 Oct 2025

Abstract

The use of cashless payment systems continues to increase in line with developments in technology, information and digital communications. This study examines the main determinants of e-wallet use intention and proposes a model of e-wallet adoption, integrating mindfulness as a significant factor. The respondents in this study are e-wallet users living in Bengkulu City aged 17-40 years old. The non-probability sampling technique was used to obtain data samples from respondents. Online survey questionnaires collected respondents of this study through social media such as WhatsApp and Instagram. After adopting the listwise deletion method through Mahalanobis Distance on SEM-AMOS, 257 useable questionnaires were available for analysis. For data analysis, Confirmatory Factor Analysis (CFA), assessment of normality, and regression weights were applied to this research. The result indicates that (1) mindfulness has a positive and significant effect on perceived usefulness; (2) mindfulness has a positive and significant effect on perceived ease to use; (3) perceived usefulness has a positive and significant effect on the intention to use; (4) perceived ease to use has no significant effect on the intention to use; and (5) intention to use has a positive and significant effect on actual use. Keywords: E-wallet, Mindfulness, Perceived Usefulness, Perceived Ease to use, Intention to Use, Actual Use, TAM

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Journal Info

Abbrev

Insight

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Managament Insight: Jurnal Ilmiah Manajemen is an online journal that is published two times a year. It publishes research papers that give rigorous theoretical and practical insight of business and managament. Managament Insight aims to provide a forum for the dissemination of theory application ...