Sahid Banking Journal
Vol 4 No 1 (2024): OKTOBER 2024

TINJAUAN IMPLEMENTASI PROSEDUR PEMBIAYAAN MURABAHAH UNTUK MENINGKATKAN PROFITABILITAS BPRS AMANAH UMMAH LEUWILIANG BOGOR

Ramadhan, Rian Tri (Unknown)
Trihantana, Rully (Unknown)
Kusumaningrum, Ria (Unknown)



Article Info

Publish Date
10 Oct 2024

Abstract

In the implementation of Islamic financing, there are procedures that must be applied, one of which is the procedure for financing customer analysis, an analysis with feasibility studies, and paying attention to Sharia aspects. The purpose of this study is to review the efforts of Bank Pembiayaan Rakyat Syariah (BPRS) Amanah Ummah in implementing procedures in murabahah financing activities. This study uses a qualitative method. The results of this study indicate that BPRS Amanah Ummah applies a mixed procedure for financing customer analysis, namely between the 5C analysis (character, capacity, capital, collateral, condition) and analysis with feasibility studies (considering legal, market and marketing, financial, operational/technical, management, economic and social aspects, and environmental impact (AMDAL)), while also paying attention to Sharia aspects.

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Journal Info

Abbrev

SahidBankingJ

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Sahid Banking Journal adalah peer-reviewed jurnal ilmiah berisi hasil penelitian ilmiah primer, kajian, ulasan ilmiah atau komentar/ kritik atas artikel yang diterbitkan di Sahid Banking Journal. Sahid Banking Journal menerima manuskrip atau artkel dalam bidang perbankan dan keuangan syariah dari ...