This research discusses the comparison between two data mining algorithms, namely Decision Tree C4.5 and Random Forest based on AdaBoost, in determining the creditworthiness of customer funds. The main objective of this research is to evaluate and compare the performance of the two algorithms in predicting loan eligibility based on customer data. Algorithm performance is measured using accuracy, precision, recall, and misclassification error metrics. The research results show that the AdaBoost-based Random Forest is superior with an accuracy of 78.86%, recall of 98.75%, and the lowest misclassification error of 21.14%. Meanwhile, Decision Tree C4.5 provides lower performance than AdaBoost-based Random Forest. This research recommends further exploration of other algorithms, such as Support Vector Machine (SVM) and Neural Networks, to obtain more optimal results in determining customer loan eligibility.
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