Gorontalo Development Review
Volume 8 Nomor 1 April 2025

The Influence of the Number of Banks, Distribution of Funds, and Sources of Funds on the Performance of Commercial Banks in Indonesia

Aziz, Khalid Fauzi (Unknown)
Handoyo, Ugroseno Damara Prasadhana (Unknown)
Nur Indra, Muksin (Unknown)



Article Info

Publish Date
28 Oct 2024

Abstract

This research aims to determine the impact of the number of banks, distribution of funds, and sources of funds on the general performance of banks in Indonesia. The location of this research is Indonesia. The object of this research is to collect data on the number of banks, distribution of funds, sources of funds, and performance of commercial banks in Indonesia, taken from the Central Statistics Agency website during 2018–2022. The data analysis method used is the multiple linear regression test using the classical assumption test, regression testing, and hypothesis testing. Based on the research results, it can be explained: 1) Partially, the number of banks does not influence but is significant on bank performance (-3.333 2.110; 0.004 0.05), the distribution of funds does not influence and is not substantial on bank performance (-1.992 2.110; 0.5063 0.05), and the source of funds influences and is significant on bank performance (3,440 2,110; 0.003 0.05); 2) Simultaneous positive and significant influence of the number of banks, distribution of funds, and sources of funds on performance (17.113 2.96; 0.000 0.05; 3) The bank performance variable has no relationship with the variable number of banks, distribution of funds with the figures shown being -0.753, -0.482 and has a relationship to the source of funds of 0.501

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Journal Info

Abbrev

gdrev

Publisher

Subject

Economics, Econometrics & Finance

Description

Gorontalo Development Review (GOLDER) adalah Jurnal yang dipublikasi oleh Fakultas Ekonomi Universitas Gorontalo. GOLDER diharapkan dapat membantu pemangku kepentingan dan pengusaha serta akademisi dalam hal melahirkan berbagai kebijakan yang di peruntukkan bagi pengembangan pembangunan daerah ...