JIFTECH: Journal Of Islamic Financial Technology
Vol 3, No 2 (2024)

The Effect of the Use of Quick Response Indonesia Standard (QRIS) on the Development of Micro, Small and Medium Enterprises (MSMEs) in Langsa City

Kautsar, Muhammad Haris (Unknown)
Nurjanah, Nurjanah (Unknown)
Yahya, M (Unknown)
Muhammad, Alfian (Unknown)



Article Info

Publish Date
14 Dec 2024

Abstract

In the digital era, Micro, Small and Medium Enterprises (MSMEs) in Langsa City face challenges to adapt to the growing non-cash payment technology. This study aims to analyze the effect of ease of use, understanding of benefits, and income expectations on MSME development through the implementation of the Quick Response Code Indonesian Standard (QRIS). The research method used is quantitative with regression analysis techniques to test the partial and simultaneous effects of the independent variable on the dependent variable. The results showed that ease of use (tcount = 4.351), usefulness (tcount = 3.772), and income expectations (tcount = 3.887) had a positive and significant effect partially on the development of MSMEs. Simultaneously, the three variables also showed a significant effect with an Fcount value of 16.204 which exceeded the Ftable of 2.47, with a significance level of 0.000 0.05. This finding confirms the importance of improving QRIS literacy and adoption to support MSME growth. The implication is that strategic policies such as training, socializing the benefits of QRIS, and providing supporting facilities need to be designed to create an ecosystem conducive to the development of MSMEs in Langsa City.

Copyrights © 2024






Journal Info

Abbrev

jiftech

Publisher

Subject

Economics, Econometrics & Finance

Description

JIFTECH: Journal Of Islamic Financial Technology is a peer-reviewed journal, a publication on Islamic Financial Technology from research and original writings on Islamic Financial Technology. The journal aims to provide a platform for scientific understanding in the field of Islamic financial ...