Muhasabatuna: Jurnal Akuntansi Syariah
Vol. 7 No. 1 (2025): Juny

Analysis of the Influence of Knowledge Levels and Public Perceptions on the Decision to Choose Murabaha Financing at Islamic Banks

Shofiyul Umam (Unknown)



Article Info

Publish Date
30 Jun 2025

Abstract

This study aims to analyze the influence of the level of knowledge about murabahah financing (X1) and perception of murabahah financing (X2) on the decision to choose murabahah financing (Y) among the community in Surabaya. The research employs a quantitative approach with descriptive analysis. Sampling technique using the Slovin formula yielded a sample size of 400 individuals from the Surabaya community. Data collection was conducted through questionnaires and analyzed using data quality tests, classical assumption tests, hypothesis testing, and multiple linear regression analysis. The results indicate that both the level of knowledge about murabahah financing and the perception of murabahah financing have a positive and significant effect, both partially and simultaneously, on the decision to choose murabahah financing among the community in Surabaya.

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Journal Info

Abbrev

muhasabatuna

Publisher

Subject

Economics, Econometrics & Finance

Description

MUHASABATUNA: Jurnal Akuntansi Syariah is a peer-reviewed and open-access platform that focuses on Accounting and Islamic Financial. The aim of MUHASABATUNA is to be an authoritative source of information on it’s focused. The scope of MUHASABATUNA are but strictly limited to: Syariah Accounting; ...