Mutanaqishah: Journal of Islamic Banking
Vol. 4 No. 1 (2024): June 2024

Financial Performance Analysis of Bank Syariah Indonesia Post Merger: RGEC Approach

Ningsih, Setia (Unknown)
Hendra H. Dukalang (Unknown)



Article Info

Publish Date
17 Jun 2024

Abstract

Bank is a company that has an important role in building the economy. In Indonesia, commercial banks used by the public are Conventional Banks and Islamic Banks. One important factor that shows the efficiency and effectiveness of Islamic banking in achieving its goals is performance. The occurrence of a continuous decline in performance can cause the bank to be in a bad state, even at risk of bankruptcy and loss of trust from customers. As a newly merged bank, Bank Syariah Indonesia (BSI) needs to measure the health level of the bank. This study aims to measure the health level of BSI using the RGEC method (Risk Profile, Good Corporate Governance, Earning and Capital). The results of data analysis and discussion show that the assessment of the health level of BSI from 2021 to 2022 using the RGEC method (Risk Profile, Good Corporate Governance, Earning and Capital) as a whole can be said that BSI is a very healthy bank.

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Journal Info

Abbrev

mut

Publisher

Subject

Economics, Econometrics & Finance

Description

Mutanaqishah: Journal of Islamic Banking published in online, published by Department of Islamic Banking, Faculty of Islamic Economics and Business, IAIN Sultan Amai Gorontalo. Mutanaqishah contains the results of field research and library research or the results of thoughts about banking and ...